Wednesday, June 12

US Credit Card Benefits: Rental Car Insurance

When it comes to rental car insurance benefits, several credit cards in the United States offer coverage that can help you save on rental car expenses. Here are a few credit cards with rental car insurance benefits:

  1. Chase Sapphire Preferred® Card: This card provides primary rental car insurance coverage for theft and collision damage when you use the card to pay for the rental. It offers coverage up to the actual cash value of the rental vehicle.
  2. American Express® Platinum Card: This premium card offers secondary rental car insurance coverage. It provides coverage for theft and damage to the rental car, excluding liability coverage. The coverage is valid for rentals up to 30 consecutive days.
  3. Capital One® Venture® Rewards Credit Card: This card offers secondary rental car insurance coverage for damage or theft. It covers eligible rentals charged to the card, and the coverage is valid for rentals up to 15 consecutive days in the United States and 31 consecutive days outside the United States.
  4. Discover it® Cash Back: This card provides secondary rental car insurance coverage for damage or theft. It covers eligible rentals charged to the card, up to the actual cash value of the rental vehicle. The coverage is valid for rentals up to 31 consecutive days.
  5. Citi® Double Cash Card: While not specifically focused on rental car insurance, this card offers a range of benefits including worldwide car rental insurance coverage. It provides coverage for theft and damage to the rental car, excluding liability coverage.

Remember to review the terms and conditions of each credit card’s rental car insurance coverage to understand the specific details, limitations, and exclusions that may apply. It’s also advisable to contact the credit card issuer for any clarifications or additional information regarding rental car insurance benefits.

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